Landlords Insurance made Simple

Landlords insurance is essential for anyone who is thinking of renting out their property. Whether you're looking for a better deal on your current landlords insurance or need to cover your first buy to let property choose Simple for a price-beating quote in minutes. When it comes to insuring your property we keep it Simple. By operating exclusively online and with no broker fees we can cut costs and pass these savings on to you. With Direct Debit payments you get the convenience of spreading your payments throughout the year. Our complete online landlord insurance solution provides you with 24/7 access to managing your policies online. This means you can easily retrieve a quote, amend or renew your landlord insurance policy online.

Whatever type of property you own, chances are you have a considerable amount of money tied up in that property. This is an investment you need to protect for a whole variety of reasons. What if there's a fire for instance? Even if you think, "it won't happen to me," investing in a landlords insurance policy from Simple Landlords Insurance might save you from possibly the costliest expense of your life. Of course, there are many more benefits to buy-to-let insurance. Simple Landlords Insurance can provide cover for a comprehensive range of properties catering for all types of styles, sizes, ages, conditions and locations.

View Details on www.simplelandlordsinsurance.com

Compare Landlord Insurance Quotes

Buy to let insurance overview
Buy to let insurance is a combination of covers packaged together by insurers to provide landlords with the essential components to ensure that their investment is adequately protected. All types of landlords require insurance for their properties. From the landlord who owns a single small flat, to the entrepreneur who controls a large portfolio of property, the chances are that a significant amount of capital is tied up in the property, and that a certain amount of income is expected. landlord insurance protects you against losing your capital investment, and can also help protect the income stream you receive through your tenants paying rent.

Property Insurance
The building itself is insured against most risks such as flood and fire for the cost or repair or rebuilding. Even risks such as terrorism or subsidence can normally be purchased as optional extras for added security from most insurers. It is important to remember that you when you declare the value of your property you are actually estimating the cost of rebuilding it should it be totally destroyed (this is what insurance companies call a total loss). Most insurance companies work out a rate to charge the landlord based on the location of the property and then apply it to the amount specified to rebuild the building (which is called the Buildings Sum Insured). It is therefore cheaper to insure a building that is worth less than an expensive building which is as expected.

It is equally important to make sure that you do not underestimate the cost of rebuilding your property. If you have paid a lower premium by underestimating the Buildings Sum Insured, then the insurer will normally only pay your claims up to the proportion of the building that you have insured. For example: If your house is worth £100,000 but you only declare a Buildings Sum Insured of £60,000; should you have a claim of £10,000 then the insurer will only pay you £6,000 as they will deem that you under-insured. It is important not to be caught out by this by being tempted by lower premiums for lower Buildings Sum Insured.

View Details on www.decision-finance.co.uk

Endsleigh for Landlords insurance

Endsleigh first introduced a landlords buildings insurance scheme for properties rented to students when major insurers pulled out of the market in the 1980's. At the time, a large number of landlords approached Endsleigh to help them find cheap cover for buy to let properties. Endsleigh already had a massive experience with rented accommodation and so developed a product for landlords who rent to students and those who rent to non-students.

This landlords policy has been developed to include excellent features such as a 'contents only' option and home emergency expenses. Endsleigh now provide cover for tens of thousands of properties. We insure all types of buy to let property such as single flats, flats in blocks, commercial property, shared houses (hmo) and family house lets.

View Details on www.endsleigh.co.uk

Get your Landlords Insurance Quote

Landlords insurance market has followed in the footsteps of the Buy To Let Property boom. Whilst buy to let mortgage rates have been driven down in recent years so have the landlords insurance premiums. Many of the large Insurance companies have offered specific schemes for landlords, for instance Endsleigh, Hiscox, Norwich Union and a whole host of other 'top named' brands.

We know that landlords are the most discerning type of customer, they demand good insurance cover along with rock bottom premiums. Despite the landlords discerning qualities he/she does not have time to look for the up-to date landlords insurance news, best landlords insurance quotes and the best insurance coverage. With the onset of the web and good search engines such as Google, MSN, and Yahoo the landlord can hunt around for the best deal with little time expended.

View Details on www.landlordsinsurance.com